Who charges most for transactions through other banks' ATMs?

..Ever-present automated teller machines make banking easy for most Pinoys, but they don't come for free and can in fact cost up to P15 per withdrawal. Almost all universal and commercial banks in the Philippines charge P10 to P15 for withdrawals in other banks' ATMs, a comparison posted on the central bank's Facebook page Wednesday showed. The Bank of the Philippine Islands (BPI) collects the highest fees of P15 from clients who use other ATMs for making cash withdrawals. The same fee is also charged against BDO Unibank SMART Card users when they make withdraw from other banks' ATMs. Interestingly, even if BDO SMART Card holders use BDO ATMS, they will still be charged P5. Also read: Philippine economy grows 6.6% in 2012 P12 is meanwhile deducted per withdrawal from other ATMs for the clients of Rizal Commercial Banking Corp., Union Bank of the Philippines and Chinatrust Commercial Bank Corp. BDO Unibank Debit Card, BDO Unibank Cash Card, Metropolitan Banking Corp., Philippine National Bank, United Coconut Planters Bank, Asia United Bank, Bank of Commerce, Maybank Philippines and Robinsons Bank customers are meanwhile charged P11. A deduction of P10 is meanwhile imposed when cardholders of the following banks make withdrawals from other banks' ATMs: Allied Banking Corp., Development Bank of the Philippines, EastWest Banking Corp., Land Bank of the Philippines, Standard Chartered Bank, Philippine Bank of Communications and Philippine Veterans Bank. Among universal and commercial banks, only Citibank Philippines charges no fees for clients who make withdrawals using other banks' ATMs. Bank customers also incur costs when they make balance inquiries through other ATMs, with charges ranging from P1 to P2.50. Only BPI and Citibank do not impose charges against customers who make balance inquiries through other banks' ATMs. ..