Hi Ong thanks for the order, so far the reliable and proven technique as follows:-
Money Transfer in Lucky Plaza
Reliable Cheap: I recommend BTI money transfer in lucky plaza 3rd floor when you are in a hurry or now for repeat needs just give us our RCBC or BDO account they will convert the Singapore currency to Peso with a $S3 service charge and money will credit into our account the day itself or next day throughout The Philippines. Their rates are lower than iKobo and Western Union. Be sure to join their membership if you are constantly send money to Philippine. Another method is is via internet banking just transfer the money to POSB or DBS bank as long both party had Singapore account they can withdraw the money from ATM like BPI and BDO ATM machine in Philippine and incurred a $2 service charges for the currency conversion based on today bank exchange rates.
Debit Card:I recommend visa when you will be sending money to the same person many times and you not in a hurry.They still have an ATM card that is rechargeable as needed. I have received some complaints about Ikobo so be careful.
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